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Collecting
is easier when the Defendant knows other people can
easily learn about the judgment.
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Civil judgments are recorded in the county where
they were awarded, not in a national database, which
complicates discovery.
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Credit bureaus pick up judgments over time but there is
no guarantee that all judgments will be entered.
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Some jobs are not
available to people
with bad credit. A
Defendant who
wants a good job
will
be encouraged
to clear a bad credit
history.
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Most
people do not have access to others' credit
reports. So, how can landlords, small business
owners, new business
associates be informed about civil judgments?
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Judgments
can be uncovered for a fee
in a thorough background
report. But in the Internet Civil Judgment
Registry, they can be found for
free.
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Mortgage lenders usually require judgments to be paid off
before making a home loan. New spouses may not know
about their mate's judgments
until the couple tries to buy a home. Tenants
can also be blacklisted.
...
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Register a judgment and let the world know --- and increase
the chances for collecting.
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